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Qualtech's Expertise
 
 
 
 
miFINTM
miFINTM is a Modular, Scalable, Configurable financial technology platform designed and architected by a team of domain and technology experts having years of experience in various subfacets of the financial industry like consumer and corporate lending, retail and commercial banking, wealth management, insurance etc.
 
Contextual Definition of Terms Used:
 
Modular - available as a suite of products with well defined interfaces
 
Scalable - tested with a load of 1million customers
 
Configurable - Parameter driven workflow based system which can be configured to implement various financial business processes.
 
The key modules of miFINTM are:
 
Customer Acquisition
 
Deduplication
 
Loan Origination System
 
Loan Servicing and Management
 
Customer Servicing
 
Collections
 
General Ledger
 
Incentive Management
 
Mobile Workforce
 
Some of the illustrative business cases would be:
 
Lending - Consumer and Corporate
 
Microfinance
 
Insurance
 
Wealth Management
 
Collections
 
Cards Management
 
It is built on industry standard technology platforms and is available in multiple deployment hardware and platform configurations as per your business needs and preferences. The system exposes a web-based as well as a real-time mobile interface for transactions access and execution along with information dissemination and reporting.
 
The platform provides flexibility to businesses to implement centralized model or decentralized branch based model or a multi centric hub-spoke models based on its model of operation
 
In all the system has been deigned to adapt to your business requirement rather than expecting you to adapt to system and technology requirements.
 
Case Studies
 
 
 
The first technology touchpoint for New Loan Application Entry
 
 
2-way interface for data exchange with the existing Loan Processing System
 
 
Web Based System with central deployment and hub/branch based access
 
 
Implemented Value Added Feature like Dual Data Entry Mechanism
 
 
Deployment Platform: WAS and Oracle on AIX
Testimonials
We at Muthoot Housing understand and value the importance of IT in our line of business. Our goal is to have in place next generation IT infrastructure that can support the full suite of mortgage lending products. For this, we have chosen the miFIN solution from Qualtech Consultants. miFIN's readiness to deploy, inbuilt features, and flexibility of customizations will significantly improve Muthoot Housing's front and back-end processing with reduced complexity and enhanced manageability. We are confident that with a committed team of product specialist we will be able to accelerate as per our business plans and provide our customer a world class experience.
Head Ops and IT, Muthoot Housing Finance
We selected Qualtech as our technology partner (along with IBM and Oracle) for our Gold loans line of business. Qualtech, has an impressive off-the-shelf, ready-to-market loan management system. Their team has expert experience in the banking domain, financial services, and this knowledge was critical to our business. This helped us crystallize our requirements quickly and cost effectively. The Qualtech team is extremely flexible and accommodative to work with, and are very responsive to our needs.
IT Team, SKS Gold Loan
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